Fixed Annuities

What is a Fixed Annuity?

A fixed annuity is an investment contract between an annuitant (investor) and an insurance company. The insurance company agrees to pay the annuitant a fixed monthly or annual income for a period of time determined by the value invested in the annuity.

There are multiple different types of fixed annuities. Some fixed annuities will pay the annuitant for a set period of time to and some fixed annuity payments are dependent on the life span of the individual.

There are two types of fixed annuities: Immediate and Deferred.

With an immediate annuity, the first payment is paid one month after the annuity is purchased. If annual payments are selected, then the first payment is paid one year after the annuity is purchased. With a deferred annuity, the payments from the insurance company are postponed until the annuitant needs the income. For more information, or to learn if a fixed annuity is a good fit for you, please contact one of our annuity experts to schedule an appointment.

    For more information please call us at 1-877-891-8385, or by completing the contact form below and we will get back to you as soon as possible.


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