Last Updated: November 12, 2025

YOUR PRIVACY MATTERS: Center for Senior Benefits is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, and safeguard your information.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, date of birth, address, phone number, email address, and Social Security number (when necessary for insurance applications)
• Health Information: Medical history and health conditions (only as required for insurance underwriting and Medicare enrollment)
• Financial Information: Income information, banking details for premium payments, and investment account information (when applicable)
• Website Usage Data: IP address, browser type, pages visited, and time spent on our site

2. How We Use Your Information

We use your information for the following purposes:

• To provide insurance quotes and recommendations
• To process insurance applications and enrollment
• To communicate with you about your policies and services
• To comply with legal and regulatory requirements
• To improve our services and website experience
• To send educational materials and updates about benefits (with your consent)

3. How We Protect Your Information

We implement industry-standard security measures to protect your personal information, including:

• Secure encrypted connections (SSL/TLS) for data transmission
• Restricted access to personal information on a need-to-know basis
• Regular security assessments and updates
• Secure storage of physical and electronic records
• Staff training on privacy and data protection

4. Information Sharing

We may share your information with:

• Insurance Carriers: To obtain quotes and process applications
• Service Providers: Third-party vendors who assist with our operations (under strict confidentiality agreements)
• Legal Authorities: When required by law or to protect our legal rights
• Business Partners: Only with your explicit consent

We will never sell your personal information to third parties.

5. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Request corrections to inaccurate information
• Opt-out of marketing communications
• Request deletion of your information (subject to legal retention requirements)
• Withdraw consent for certain uses of your information

6. HIPAA Compliance

As an insurance brokerage handling health information, we comply with the Health Insurance Portability and Accountability Act (HIPAA) and protect your Protected Health Information (PHI) according to federal regulations.

7. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance your experience. You can control cookie settings through your browser preferences. We may use analytics tools to understand how visitors use our site.

8. Children’s Privacy

Our services are designed for adults. We do not knowingly collect information from individuals under the age of 18.

9. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to request deletion of personal information.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the updated policy on our website with a new “Last Updated” date.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Center for Senior Benefits
2150 South 1300 East Suite 500,
Salt Lake City, UT 84106

801.990.2900